The 10 Biggest Fintech Companies In America
![](https://img.forbes.kz/forbes-photobank/media/2024-06-19/550d487d-720c-4357-b26a-e5b60f6e5df8.webp)
The U.S. is now home to 13 fintech unicorns who have scored valuations of at least $1 billion. This year alone, Robinhood (free trading), AvidXChange (automated invoicing for small businesses) and Symphony (Wall Street messaging platform) all joined the billion-dollar club.
Here are the ten most valuable private venture-backed fintech players based in the U.S.:
1. Stripe
Value: $9.2 billion*
Founded: 2010
Founders: Patrick and John Collison
CEO: Patrick Collison
Allows merchants to accept online and mobile payments
2. SoFi
Value: $4.3 billion
Founded: 2011
Founders: Mike Cagney, Dan Macklin, James Finnigan,
Ian Brady, Andy Carra
CEO: Mike Cagney
Offers student loan refinancing and other services to Millennials
3. GreenSky
![How To Negotiate With Vendors, Partners And Employees](https://img.forbes.kz/forbes-photobank/media/2024-06-19/be9777ec-0942-46b3-a445-80ee8d0addb2.webp)
How To Negotiate With Vendors, Partners And Employees
Not every entrepreneur or business owner is comfortable negotiating. Many d... →
Value: $3.6 billion
Founded: 2006
Founders: David Zalik, Larry Smith
CEO: David Zalik
4. Credit Karma
Value: $3.5 billion
Founded: 2007
Founders: Kenneth Lin, Nichole Mustard, Ryan Graciano
CEO: Kenneth Lin
Offers free credit scores and recommendations for credit cards and loans
5. Oscar
Value: $2.7 billion
Founded: 2013
Founders: Josh Kushner, Mario Schlosser, Kevin Nazemi
CEO: Mario Schlosser
Makes it simpler to buy and use health insurance under Obamacare
6. Avant
![Why It's Really Easy For Anyone To Censor WhatsApp](https://img.forbes.kz/forbes-photobank/media/2024-06-19/c324d1b9-26b6-452d-90cb-838ba1eaea49.webp)
Why It's Really Easy For Anyone To Censor WhatsApp
China started censoring certain parts of WhatsApp earlier this week, accord... →
Value: $2 billion
Founded: 2012
Founders: Al Goldstein, John Sun, Paul Zhang
CEO: Al Goldstein
Makes quick online loans to consumers with lower credit scores
7. Zenefits
Value: $2 billion
Founded: 2013
Founders: Parker Conrad, Laks Srini
CEO: Jay Fulcher
Sells a cloud-based human resources platform for businesses
8. Prosper
Value: $1.9 billion
Founded: 2005
Founders: Chris Larsen, John Witchel
CEO: David Kimball
Connects borrowers and investors for unsecured personal loans
9. AvidXchange
![Hacking The Brain: The Future Computer Chips In Your Head](https://img.forbes.kz/forbes-photobank/media/2024-06-19/82e5ef8c-0f4b-4a8e-b345-5b214432d22d.webp)
Hacking The Brain: The Future Computer Chips In Your Head
Over the past twenty years, neuroscientists have been quietly building a re... →
Value: $1.4 billion
Founded: 2000
Founders: Michael Praeger, David Miller
CEO: Michael Praeger
Automates invoicing and bill payments for businesses
10. Robinhood
Value: $1.3 billion
Founded: 2013
Founders: Baiju Bhatt, Vladimir Tenev
Co-CEOs: Baiju Bhatt, Vladimir Tenev
Offers free trades of stocks and ETFs via mobile app
*Valuations are from PitchBook and CB Insights.