Jeff Kauflin

In 2015, Nick Molnar was living with his parents in Sydney, Australia, and selling jewelry from a desktop computer in his childhood bedroom

Point of sale financing—the modern layaway that lets you pay for a new TV or dress in four installments instead of putting it on your credit card—has been rising steeply in popularity over the past two years, and the pandemic is propelling it to new heights

In late 2017, while virtually every cryptocurrency was shooting upward, people started gushing about “security tokens,” or digital coins that could represent traditional investment securities

In May 2017, with a white paper and a small team of developers mostly located in Belgrade, Serbia, MobileGo raised $53 million in an initial coin offering (ICO). At the time, ICOs were new to the world of finance. Unlike initial public offerings, or IPOs, they required no lawyers, bankers or regulatory approval and were more akin to Kickstarter-style crowdfunding, except funds were raised in cryptocurrency, typically bitcoin or ethereum

Companies that keep employees happy aren’t just helping their workers—they’re helping themselves, since satisfied workers are more productive